ERP Solution For Gold Loan Management
Every business has unique processes and needs, but ultimately, every business needs technology with comprehensive business functionality that ties the entire enterprise together, connecting all the moving parts and providing better visibility into operations.
RS Computrs offers integrated (ERP) solutions for Gold Loan Compnay that help businesses operate more effectively, so they can make strategic decisions that keep them efficient and profitable.
It's our pride that from our several years of experience in developing ERP Gold Loan Management Software, we have gathered vast knowledge and experience that helped us to design and develop one of the best ERP Gold Loan Management software in the market. Let's have a look at the unique and robust features of our ERP software for Gold Loan Management.
- Multi Branch Support
- Web besed : Access from anyware
- Lower Total Cost of Ownership
- Increased customer loyalty with collaborative tools
- Better, sharper decision-making with incisive analytical and reporting tools
Major Features Key functionalities of ERP Software Solution For Gold Loan
Loan management
- Auto Loan Number generation with barcode.
- Manage Different Loan Schemes. Schemes-
- Monthly Scheme
- Weekly Scheme
- Advance Scheme
- Multiple interest rates as per no. of days
- EMI -Compound Interest.
- Manage loan officer, agent information, agent commission
- LTV calculation as per RBI guidline.
- Auto calculate loan amount based on pledged item’s valuation.
- Facility to add loan rejection note/remark, loan pending note.
- Loan installment schedule.
- Loan installment schedule with payment details, late fee, processing fee, cheque return charges.
- Instant Loan Aproval System.
- Active loan.
- Rejected loan.
- Closed loan.
Pledged item Management :
- Add Pledged item’s weight, qty and remarks, with each item market valuation.
- Manage items through barcode facility.
- Gold Stock Master, Search items by item-code, by loan-no, collection date.
- Online Gold Rate RSS Feed, Daily update of market rate.
MIS Reports
- Daily Gold Stock Movement Statements.
- Daily Branch wise open and close statement.
- Branch wise and consolidated receipt and payment statement.
- Subscriber wise loan payment registers.
- Outstanding report Branch wise, Subscriber wise.
- Subscribers Welcome letter, Agreement.
- Loan Statistics/Summary : Total Paid Amount, Remaining Principle Amount, Interest paid.
- Send birthday and anniversary greetings to subscribers.
- Centralized Robber List management.
Accounting Module
- Journal Voucher, Receipt Voucher, Payment voucher, Contra Voucher.
- Accounts, Accounts Ledger .
- Export to XML.
- Bank Deposits.
Accounting Reports
- Cash in hand
- Day book
- Trial balance
- Balance Sheet
- Profit and loss statement
HR Management: -Employee/Staff Record management
Staff Access Control management
- Privilege wise access and complete control to admin: Can allow access to certain part of software to certain users only.
- Branch wise users: Users also can get more than one branch access so that if required he can work in different branches with same username and password.
Employee Staff Communication
- Send sms /email alerts to employee/staff
- Communicate with different branch staff & management
- Send messages/Email to Branch Manager, Relationship Manager
Administrative Modules
- Report, Receipt, letter, consent forms Header/Footer Customization
- Send Backup On email or FTP
- Create new staff/employee logins.
- Staff/Employee Login History
- IP Address Block, IP Address Tracking
- Communicate with different branch staff & management.
Customer relationship management (CRM)
Online access to member/subscriber:
It is customer dashboard / account which you can integrate with your website. You can give online access to your customers. So customers can see payment history, due payment, loan details.Customer Communication
- Festival/ Birthday/ Anniversary
- New Loan Payment, Loan collection, Loan Release
- 3 days before Next installment Date
- 3/6/9/12 month due Notice
- Branch Open, Interest Change
